Financial
At 32 Dental Practice, we want to make paying for your dental care as simple and stress-free as possible. We believe in being upfront about costs and providing you with options that work optimally within your budget. Please remember that the full cost of treatment is your responsibility, whether you’re the patient or the guardian of the patient. If you have any questions, feel free to ask your dentist in Kennesaw or our front desk team—we’re here to help.
The payment options we support are detailed below.

Option A: Pay in Full at Your First Appointment
- 5% off if you pay by cash or check
- This discount applies to treatment plans over $1,000
Option B: Pay with Credit Card
- Visa
- MasterCard
- Discover
- American Express
Option C: Join Our In-House Dental Savings Plan (DSP)
- $545 yearly fee (renews every year)
- Not an insurance plan, but it helps you save on dental care
- 15% off if you pay with cash/check
- 10% off if you pay with a credit card
- Plans are non-refundable and benefits don’t carry over into the next year
- Cannot be used with other discounts or offers
- Additional details and terms are available in the office
Option D: Using Dental Insurance (Fee-for-Service - FFS)
- We will submit the claim to your insurer for you.
- You’ll need to pay at least 50% of the treatment cost plus your deductible at the time of your visit
- If your insurance doesn’t cover everything, any amount above your yearly coverage limit is due at the time of service
- If there's still a balance after insurance pays, it’s your responsibility and must be paid within 2 months
- If it’s not paid within that time, we’ll charge the remaining amount to your credit card on file
Option E: Monthly Payments Through a Third-Party Financing Partner
- Monthly payment plans
- Pre-qualification with no impact on your credit score
- No interest if paid in full within the agreed time
- No yearly fees and no penalty for early payment
- Approval based on credit check
Insurance Reminders
- The details of your insurance coverage are a private agreement involving only you, your employer, and the insurance provider. We are not party to this agreement.
- The insurance company determines what is covered based on that agreement.
- If a pre-estimate is required, we can start treatment using one of the payment options listed, and we’ll adjust your balance once the estimate comes back.
- If the insurance payment isn’t received within 60 days, you are responsible for the full amount.
A Few Final Notes
- Payment is required before treatment is finished
- Quotes are valid for 90 days
- Please make sure to review your treatment plan and pick the payment option that works for you: Option A, B, C, D, or E.
Introducing Cherry Payment Plans at 32 Dental.
A Smarter Way to Finance Your Dental Care! Cherry is a specialized financing solution designed to make dental services more accessible by allowing you to receive the care you need now and pay over time through manageable monthly installments.
Why Patients Prefer Cherry for Dental Services:
Up to $7,500 in Financing: Cherry can approve patients for financing amounts up to $7,500, covering a wide range of dental procedures.
No Impact on Credit Score: Cherry uses a soft credit check for approvals, ensuring your credit score remains unaffected.
Zero Percent Financing Options: Eligible patients can benefit from zero percent financing options*, making it easier to manage the cost of dental care.
How Cherry Works for Dental Financing: Cherry’s process is simple and privacy-conscious. A soft credit check, which does not affect your credit score, is used to determine your financing limit and the specifics of your payment plan. This includes verifying your identity and, in some cases, requesting additional information to complete the approval process.
Patient Eligibility Criteria for Cherry:
To be eligible for Cherry Payment Plans for your dental care, you must meet the following requirements:
Be at least 18 years old.
Have a valid U.S. State driver’s license.
Possess a valid bank-issued debit card.
Cherry offers a seamless and flexible solution to finance your dental care, ensuring you don’t have to delay essential treatments due to financial constraints. Embrace the opportunity to maintain and enhance your dental health with Cherry Payment Plans.